Legal

Legal &
Regulatory

Last updated: July 2025

Regulatory status

St James Finance Ltd is not authorised or regulated by the Financial Conduct Authority.

This means we do not provide personal investment advice, we do not manage or hold client money, and we do not communicate financial promotions. Nothing on this website should be read as a personal recommendation about any investment, or as an invitation or inducement to engage in investment activity.

Where a matter requires regulated financial advice, you should consult an independent financial adviser who is authorised and regulated by the FCA. You can check any firm’s status free of charge on the Financial Services Register at register.fca.org.uk.

Investment risk

The value of investments can fall as well as rise and you may get back less than you invest. Past performance is not a reliable indicator of future results. Tax treatment depends on individual circumstances and may change.

Company information

St James Finance Ltd is a private company registered in England & Wales.

Terms of use

By using this website you accept these terms. The content is provided for general information about the company only, and is believed correct at the time of publication. We do not warrant that it is complete or current, and we accept no liability for any action taken in reliance on it.

You may view and print pages from this site for your own use. The content, design and code belong to St James Finance Ltd and may not be reproduced or republished for commercial purposes without permission. The typefaces used are licensed separately under the SIL Open Font License.

Where we link to another website, that link is not an endorsement and we are not responsible for the content or privacy practices of that site.

Cookies

This website does not use tracking, advertising or analytics cookies. No cookie banner is shown because none are set beyond what is strictly necessary to serve the page.

Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

Contact

Questions about anything on this page can go to hello@stjames-finance.com.

Contact

Send an enquiry

Tell us a little about you and we’ll come back to you. This form is for general enquiries only — please don’t include investment instructions, account numbers, or sensitive personal information.

Your details are used only to respond to your enquiry — see our privacy policy. St James Finance Ltd is not authorised or regulated by the FCA, and nothing here constitutes investment advice.