How We Work

Clear about what
we do — and don’t.

We would rather be plainly understood than impressively vague. So, directly:

If you are looking for regulated investment advice, you need an FCA-authorised adviser. We will say so, and help you find one.

The shape of it

A conversation, then honesty about the next step.

There is no product to sell you here, and no funnel to move you along. What actually happens is simpler than that.

First

We listen

A conversation about your situation and what you are trying to achieve. No obligation, and no assumption that we are the right people.

Then

We are honest about fit

If what you need is something we do not do — which is often — we tell you that plainly rather than stretching our role to fit.

Where needed

We introduce

Where a matter calls for regulated advice, we point you to an independent financial adviser authorised and regulated by the FCA.

Our status

Not authorised, and clear about it.

St James Finance Ltd is not authorised or regulated by the Financial Conduct Authority. That means we do not give personal investment advice, we do not manage or hold client money, and we do not issue financial promotions. Anyone telling you otherwise is mistaken.

Questions people ask

The things worth asking early.

Whether we can tell you what to invest in, what a conversation costs, whether we hold client money, and how to check any firm’s authorisation — answered plainly.

Start with a conversation.

Contact details
Contact

Send an enquiry

Tell us a little about you and we’ll come back to you. This form is for general enquiries only — please don’t include investment instructions, account numbers, or sensitive personal information.

Your details are used only to respond to your enquiry — see our privacy policy. St James Finance Ltd is not authorised or regulated by the FCA, and nothing here constitutes investment advice.